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Contact David Ellis

If you have any questions or need more detailed information, please feel free to contact me via phone at 435-862-9199 or fill out the form to let us know how we can help with your real estate needs.

Office Location 1224 S River Rd, Ste A-200,
St George, UT 84790
Office: 435-674-6024
Cell: 435-862-9199
Fax: 866-476-5314

Credit History in St George, Utah

The FHA is generally more flexible than conventional lenders in its qualifying guidelines. In fact, the FHA allows you to re-establish credit if:

  • two years have passed since a bankruptcy has been discharged
  • all judgments have been paid
  • any outstanding tax liens have been satisfied or appropriate arrangements have been made to establish a repayment plan with the IRS or state Department of Revenue
  • three years have passed since a foreclosure or a deed-in-lieu has been resolved

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